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Top AGENTS, MGAs, & Directors are earning from
$100,000 to $1,000,000 Annually.

21 reasons why this is the opportunity of a lifetime:

  • Our goal is to help and enroll 10-20 families per week. By doing so many of our Agents/Managers are earning from $100,000 to $1,000,000 annually.

  • High Commission Contracts- Top competitive contracts with growth opportunity. Advances paid daily. Top commissions, up to 75% advances on submission of applications. Advance commissions are paid Monday thru Friday (excluding holidays).

  • Thousands of exclusive fresh, HOT leads in your area - Direct Mail, Inserts, Cable TV, and Digital. NO LEAD COST UPFRONT. - Leads are financed based on production. UBI has thousands of leads available today for full time Agents/Managers who follow the company guidelines with no upfront cost.

  • Lincoln Heritage is the largest provider of agent-produced Final Expense Insurance nationwide.

  • Exclusive partnership with the Funeral Consumer Guardian Society® to help families save money on their funeral costs.

  • 40% of your leads should be converted to sales – this means tens of thousands of dollars for our agents and an outstanding opportunity to earn an awesome income.

  • Great residual income opportunity.

  • Simplified Issue Product - one page application.

  • Plans written from 0 - 85 years of age. Most receive coverage even with health issues. No physical or medical examination required. Coverage is based on answers to health questions on application.

  • Group Health and Dental Benefits - Available to agents and their family (must meet qualifying production requirements).

  • Agent friendly cash flow system because of our advanced commissions, residual income opportunity, and lead financing.

  • Career agents may apply.

  • 50+ years of growth.

  • UBI proven, qualified referral system has a goal to maintain 500 Leads at all times.

  • Ask about our Exciting Management Opportunities.

  • Exotic Incentive Trips - All expense paid trips awarded to contest winners

  • Bilingual English/Spanish agents are urged to apply. Spanish leads are available in most states.

  • Lifetime earnings potential

  • Agent Website provides current status of your business, 24/7

  • Receive email notifications on important issues regarding your business

  • Call us with your questions – you will actually speak to a live person



A Division of Universal Benefits Inc


(844) 711-3278
6811 Kenilworth Ave., 5th Floor,
Riverdale Maryland 20737


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