Universal Benefits Mid-Atlantic Partners with Lincoln Heritage Life Insurance Company®. 

Universal Benefits Mid-Atlantic Division partnered with Lincoln Heritage in 2010. Our agents come from all walks of life - some have decades of experience and some have none! Whatever your background, we're excited you're here. We want to partner with you to represent and distribute our revolutionary final expense insuranceproducts to the expanding senior market. The time has never been better to start selling final expense insurance. The market has seen unprecedented growth and doesn’t show any signs of stopping.

The simplicity of the product makes it easy for anyone to sell. Because the policies are smaller in value (usually no more than $10,000 - $15,000), the underwriting process takes days – not weeks. With Lincoln Heritage, you’ll use a 1-page application and there are no medical exams for your clients to qualify. We issue coverage based on the applicant’s answers to health questions.

As a Lincoln Heritage life insurance agent, you’ll be responsible for setting your own schedule and working as often as you’d like. You’re the boss!

Best of all, from the very beginning you’ll receive hands-on training from a local field agency to help you understand the market, the product, and how to make your sales presentation. The process couldn’t be easier.

So no matter where you’re coming from in life, we’ll do everything we can to make your new career the best you’ve ever had.